AI Agents Push Payment Standards Toward Stablecoin Settlement
AI agents are beginning to make purchases, call services and settle payments, prompting Google’s AP2, Coinbase’s x402, Visa and Mastercard to develop protocols for agent identity, authorization and transactions. Atlantic Council argues that dollar-denominated stablecoins have an early advantage in machine-to-machine payments, while noting that regulation, market concentration, redemption risks and cross-border coordination remain unresolved.
The analysis frames agent payment protocols and stablecoin settlement as standards infrastructure for autonomous commerce, where identity, authorization and liability must be defined before platforms and regulators establish common rules.
导语AI智能体正从“能对话”走向“能办事”，开始自主采购、调用服务并完成支付。但现有的支付体系是为“人”设计的，从核验身份到确认扣款，每一步都默认有人在场。当交易改由智能体发起，授权、身份与责任追溯也随之变得复杂。大西洋理事会（Atlantic Council）认为，这并非单纯的技术选择，而是一道关乎规则的命......
本文来自微信公众号： 数字经济发展评论 ，作者：数字经济发展评论
导语
AI智能体正从“能对话”走向“能办事”，开始自主采购、调用服务并完成支付。但现有的支付体系是为“人”设计的，从核验身份到确认扣款，每一步都默认有人在场。当交易改由智能体发起，授权、身份与责任追溯也随之变得复杂。
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