OpenAI推出ChatGPT Wallet智能体支付
OpenAI 已为其 dots AI 智能体推出 ChatGPT Wallet，使智能体能够在不查看用户真实卡号信息的情况下完成购买。首期面向年满18岁、持有符合条件的美国发行卡片的美国 ChatGPT Pro 订阅者。用户添加一次卡片，此后每笔购买前均需核对商品、金额和所选卡片，并通过 Face ID 或指纹等方式确认；每次批准都会记录智能体获准购买的内容。获批后，支付网络会签发包含替代卡片信息的令牌，智能体和商户均无法看到用户的真实凭证。
ChatGPT Wallet 为 AI 智能体提供令牌化支付方式，同时保留逐笔核对和确认流程。符合条件的争议仍可享受银行卡奖励和相应保护，商户继续负责定价、履约、退货和客服。目前该功能仅限于美国推出，现有欺诈识别系统仍可能拒绝或取消部分智能体购买。
OpenAI has launched ChatGPT Wallet, which lets its dots AI agents buy things for users without seeing their card details. The company built it with American Express, Mastercard and Visa, it said in its announcement on Friday.
Wallet starts in the US, for ChatGPT Pro subscribers aged 18 and over with eligible US-issued cards. OpenAI said it is starting small to learn from real-world use.
A security check for every purchase
Users add a card once. Before each purchase, they review the items, the total and the card. They then approve it with a check such as Face ID or a fingerprint scan. Each approval creates a record of what the user allowed the agent to buy.
After approval, the payment network issues a payment token. It stands in for the real card, with its own card number, security code and expiry date. The business and the agent never see the actual card details, OpenAI said.
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