OpenAI launches ChatGPT Wallet for agent purchases
OpenAI has launched ChatGPT Wallet for its dots AI agents, allowing them to make purchases without seeing users’ actual card details. The limited rollout is available to US ChatGPT Pro subscribers aged 18 or older with eligible US-issued cards. Users add a card once, then review the items, total and selected card before each purchase and approve it with a check such as Face ID or a fingerprint. Each approval records what the agent was authorized to buy. After approval, the payment network issues a token with substitute card details, while the agent and business do not see the user’s actual credentials.
ChatGPT Wallet gives AI agents a tokenized payment method while retaining per-purchase review and approval. Customers retain their card rewards and protections for eligible disputes, and merchants continue to control pricing, fulfillment, returns and customer service. The launch is limited to the US, and existing fraud systems may still decline or cancel some agent purchases.
OpenAI has launched ChatGPT Wallet, which lets its dots AI agents buy things for users without seeing their card details. The company built it with American Express, Mastercard and Visa, it said in its announcement on Friday.
Wallet starts in the US, for ChatGPT Pro subscribers aged 18 and over with eligible US-issued cards. OpenAI said it is starting small to learn from real-world use.
A security check for every purchase
Users add a card once. Before each purchase, they review the items, the total and the card. They then approve it with a check such as Face ID or a fingerprint scan. Each approval creates a record of what the user allowed the agent to buy.
After approval, the payment network issues a payment token. It stands in for the real card, with its own card number, security code and expiry date. The business and the agent never see the actual card details, OpenAI said.
#OpenAI#ChatGPT Wallet#dots#American Express#Mastercard#Visa