OpenAI launches ChatGPT Wallet for agentic payments
OpenAI launched ChatGPT Wallet, a payment feature that lets its dot AI agents find products and complete purchases after user approval. Developed with American Express, Mastercard and Visa, the feature uses transaction-specific payment tokens instead of exposing agents to a user's actual card details. Every purchase requires a security check, and the initial rollout is limited to US-based Pro subscribers aged 18 and older. OpenAI says users retain their existing credit-card rewards and protections.
ChatGPT Wallet gives consumer AI agents a way to execute purchases, not merely assist users in selecting products. The reports describe approval checks and payment tokens as safeguards for this role, but the security benefits remain company claims.
You can now tempt fate and give your banking information to ChatGPT
The new Wallet feature will allow its AI agents to make purchases on your behalf.
By Lawrence Bonk Nov. 13, 2026 12:17 pm EST
#OpenAI#ChatGPT Wallet#dot AI agents#American Express#Mastercard#Visa