Fragment raises $12M to keep AI agents from misdirecting company payments
New York startup Fragment, founded by CEO Thomas Neckel and CTO and former Robinhood engineer Varun Mohan, announced a $12 million funding round co-led by FirstMark and BoxGroup, following an earlier $11 million seed round led by Stripe with BoxGroup and several tech executives participating. The company did not disclose its latest valuation. Fragment says its product lets developers embed its tool in their own software and uses double-entry bookkeeping to confirm transactions balance before money actually moves, keeping a shared record of where funds came from and went. Neckel describes Fragment as supplying "financial primitives" for AI agents to automate business workflows, and the company says it has around 50 to 60 paying customers, including corporate card startup Ramp, financial software firm BILL and digital marketplace Whop.
The round and its named customers show investors funding safety and verification layers for so-called agentic commerce, where AI agents execute purchases and payments on users' behalf.
隨著企業陸續導入 AI 代理（AI agents）處理帳務與付款，紐約新創 Fragment 宣布完成 1,200 萬美元融資，致力為企業金流增添一道安全防線，避免 AI 系統出錯導致重大的財務損失。
本輪融資由 FirstMark 與 BoxGroup 共同領投。在此之前，Fragment 也曾完成 1,100 萬美元的種子輪融資，當時由 Stripe 領投，BoxGroup 及多位科技業高層也參與投資。公司並未對外揭露本輪的最新估值。
Fragment 由執行長 Thomas Neckel 與 Robinhood 前工程師、現任技術長 Varun Mohan 共同創立。其產品核心在於讓開發者將工具嵌入自家軟體中，透過「複式簿記」（double-entry bookkeeping）機制，在資金實際流動前先確認交易數字是否平衡。這套做法能完整記錄資金的來源與去向，並做為共享的交易紀錄，大幅降低跨財務系統間反覆人工核對的負擔。